Iberis Finances is a Tunisian suite for invoicing, expenses and accounting aimed at small businesses. Swifto is a Tunisian ERP that also brings CRM, manufacturing, fleet management, mobile field sales and payroll into the same subscription. Here are the facts, with public pricing, checked on 7 September 2026.
Both solutions are Tunisian and run online, but they do not target the same scope. Iberis Finances covers invoicing, quotes, delivery notes, expenses, cash flow and full accounting — journal, general ledger, balance sheet, VAT return, fixed assets — from a limited free plan and 39 TND excl. tax/month for five users. Swifto is an ERP: on top of invoicing and stock it adds CRM, manufacturing, fleet management, mobile field sales and CNSS/IRPP/CSS payroll, from 59.9 TND excl. tax/month for five users as well. Accounting is a 49 TND excl. tax/month option at Swifto whereas it is included on the other side; conversely, human resources there belong to a separate product at 33 TND/month. Facts taken from both publishers' public pages on 7 September 2026.
The other publisher does solid work on invoicing and bookkeeping, and states it with public prices. The question is therefore not the quality of its product, but how much management your business needs.
Every cell reflects what the publisher states on its own pages. “Not stated” means the information was not found on the site consulted on 7 September 2026, not that the product lacks it.
| Criterion (Tunisian SME) | Swifto | Iberis Finances |
|---|---|---|
| Paid entry price | 59.9 TND excl. tax/month (Premium) | 39 TND excl. tax/month (Premium) |
| Users included | 5 | 5 |
| Permanent free plan | No (14-day demo, no card) | Yes (1 user, 5 invoices) |
| Invoices, quotes, delivery notes | Yes | Yes |
| El Fatoora electronic invoicing | Yes | Yes (El Fatoora, DigiGo) |
| Purchases, suppliers and expenses | Yes | Yes |
| Cash flow and online payments | Yes | Yes (Konnect, Flouci, PayMee) |
| Multi-warehouse stock | Yes | Not stated |
| Batch and expiry-date stock | Yes | Not stated |
| General accounting | 49 TND excl. tax/month option | Included (balance sheet, VAT, assets) |
| CNSS / IRPP / CSS payroll and leave | Included in Diamant | Separate product Iberis HR, 33 TND/month |
| CRM and sales cycle | 25 TND excl. tax/month option | Not offered |
| Mobile field sales and rounds | 10 TND excl. tax/month per seller | Not offered |
| Point of sale | 10 TND excl. tax/month per till | Not verified that day |
| Manufacturing orders | Yes (Sur mesure plan) | Not offered |
| Fleet management | Included in Diamant | Not offered |
| Offline mobile applications | Yes, offline mode | Mobile app; offline not stated |
| AI assistant | Swifto IA, 19 TND excl. tax/month | AI-based invoice OCR |
| Open API and webhooks | Not stated | Yes (open API, webhooks) |
| Website languages | French, English, Arabic | French, English, Arabic |
Comparison made in good faith on 7 September 2026 from the public pages listed in the sources. Offers change: check with each publisher before deciding.
Every statement comes from one of these public pages. The other publisher's website is a JavaScript application: the HTML served contains no H1 heading, no structured data and no canonical tag, and the content only appears once the script runs. We therefore read its pages in a browser; a few points, such as multi-company pricing, remain unstated.
There is no absolute right answer: there is a management scope, a number of users and a budget.
You issue invoices, track expenses and cash, and want to keep your books in the same tool: entries, balance sheet, VAT return and fixed assets are included. You are a small structure or a team of five, you need an open API or billable timesheets, and a free plan lets you start with no budget.
You follow prospects and a sales cycle, you pay employees in Tunisia, you track stock by batch or expiry date, you have sales reps on the road, a workshop or a vehicle fleet. Those modules sit with a single publisher, with five users from 59.9 TND excl. tax/month.
Test both before signing: the free plan on the other side lets you issue a few invoices, and Swifto opens a 14-day demo with no credit card, on your own data. First list your five non-negotiable needs for the next twelve months, then check them one by one in each tool.
Rather than a table, a demonstration: we open Swifto on your invoices, your stock and your employees. 14-day demo, no credit card.